Finance & Investment

Construction Loan Agreement & Draw Schedule

Governs a construction-to-permanent or standalone construction loan with a detailed draw schedule, inspection requirements, budget controls, completion guarantee, and interest reserve mechanics.

📄 2 signers📅 30-day expiry🏷 Finance & Investment🔖 construction-loan, draw-schedule, real-estate, commercial-finance, interest-reserve, completion-guarantee, budget-control

About this template

The Construction Loan Agreement & Draw Schedule is a ready-to-use finance & investment template you can send for signature in minutes. It is written for 2 signers (borrower and lender) and, by default, expires 30 days after it is sent if left unsigned. It covers construction loan, draw schedule, real estate, commercial finance, interest reserve, completion guarantee. Like every Abundera Sign template it is a convenience draft structured for ESIGN Act and UETA compliance, not a substitute for legal advice. Each signed copy is sealed with PAdES-LTA digital signatures, dual RFC 3161 timestamps, and a tamper-evident evidence package in WORM storage.

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# Construction Loan Agreement & Draw Schedule This Construction Loan Agreement and Draw Schedule (this "Agreement") is entered into as of ___________ by and between: **Borrower:** ___________, a ___________ ("Borrower"); and **Lender:** ___________, a ___________ ("Lender"). --- ## 1. Project Description **Project Name:** ___________ **Project Type:** ___________ **Project Address:** ___________ **Legal Description:** ___________ **Total Project Cost (Budget):** ___________ **Estimated Completion Date:** ___________ **General Contractor:** ___________ **Architect of Record:** ___________ --- ## 2. Loan Terms ### 2.1 Loan Amount Lender agrees to make a construction loan to Borrower in an aggregate principal amount not to exceed ___________ (the "Loan"), representing ___________% of the total project cost. Disbursements shall be made only in accordance with the draw schedule and conditions set forth herein. ### 2.2 Construction Period The "Construction Period" commences on the date of this Agreement and expires on ___________, unless extended in accordance with Section 2.7.

Fields (57)

agreement date
date · required
borrower name
text · required
borrower entity type
select · required
lender name
text · required
lender entity type
select · required
project name
text · required
project type
select · required
project address
textarea · required
legal description
textarea · required
total project cost
currency · required
estimated completion date
date · required
general contractor name
text · required
architect name
text
loan amount
currency · required
loan to cost pct
number · required
construction end date
date · required
maturity date
date · required
interest rate
number · required
day count
select · required
default rate
number · required
interest reserve
currency · required
ltc ratio
number · required
ltv ratio
number · required
extension days
number · required
extension notice days
number · required
extension fee
currency · required
conversion option
radio · required
permanent loan terms
textarea
draw notice days
number · required
inspection cost per draw
currency · required
draw 1 amount
currency · required
draw 2 amount
currency · required
draw 3 amount
currency · required
draw 4 amount
currency · required
draw 5 amount
currency · required
draw 6 amount
currency · required
additional draw notes
textarea
retainage pct
number · required
retainage release days
number · required
line item variance pct
number · required
total budget variance pct
number · required
completion guaranty
radio · required
completion guarantor name
text
additional collateral
textarea
abandonment days
number · required
schedule delay days
number · required
overrun threshold pct
number · required
origination fee
currency · required
origination fee pct
number · required
governing state
select · required
governing county
text · required
governing state
select · required
borrower signer legal name
text · required
borrower signer title
text
lender institution
text · required
lender signer name
text · required
lender signer title
text · required

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Send this template with cryptographic proof

Every signed document gets PAdES-LTA digital signatures, dual RFC 3161 timestamps, and a tamper-evident evidence package sealed in WORM storage.

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