Finance & Investment

Commercial Term Loan Agreement

Commercial term loan agreement for fixed-amount business financing, covering principal amount, interest rate, amortization schedule, collateral, financial covenants, representations and warranties, events of default, and lender remedies. Suitable for SBA 7(a) companion documents and conventional business term loans.

📄 2 signers📅 30-day expiry🏷 Finance & Investment🔖 term-loan, commercial-loan, business-finance, amortization, covenants, sba, collateral

About this template

The Commercial Term Loan Agreement is a ready-to-use finance & investment template you can send for signature in minutes. It is written for 2 signers (borrower and lender) and, by default, expires 30 days after it is sent if left unsigned. It covers term loan, commercial loan, business finance, amortization, covenants, sba. Like every Abundera Sign template it is a convenience draft structured for ESIGN Act and UETA compliance, not a substitute for legal advice. Each signed copy is sealed with PAdES-LTA digital signatures, dual RFC 3161 timestamps, and a tamper-evident evidence package in WORM storage.

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# Commercial Term Loan Agreement **Agreement Date:** ___________ **Loan Number:** ___________ --- ## Section 1 — Parties **Borrower Legal Name:** ___________ **Borrower Entity Type:** ___________ **Borrower State of Formation:** ___________ **Borrower EIN:** ___________ **Borrower Principal Address:** ___________ **Borrower City:** ___________ **Borrower State:** ___________ **Borrower ZIP:** ___________ **Borrower Email:** ___________ **Borrower Phone:** ___________ --- **Lender Name:** ___________ **Lender Address:** ___________ **Lender City:** ___________ **Lender State:** ___________

Fields (75)

agreement date
date · required
loan number
text · required
borrower legal name
text · required
borrower entity type
select · required
borrower state of formation
select · required
borrower ein
text · required
borrower address
textarea · required
borrower city
text · required
borrower state
select · required
borrower zip
text · required
borrower email
email · required
borrower phone
phone · required
lender name
text · required
lender address
textarea · required
lender city
text · required
lender state
select · required
lender zip
text · required
principal amount
currency · required
loan purpose
textarea · required
loan term
number · required
maturity date
date · required
rate type
select · required
annual interest rate
text · required
rate index
select
rate margin
text
rate adjustment
select
rate cap
text
rate floor
text
day count
select · required
default rate
text · required
payment frequency
select · required
scheduled payment
currency · required
first payment date
date · required
payment due day
number · required
amortization type
select · required
balloon payment
currency
balloon date
date
total scheduled payments
currency · required
total interest
currency · required
late grace days
number · required
late charge pct
text · required
late charge min
number · required
returned payment fee
number · required
additional conditions
textarea
origination fee
currency · required
closing costs
currency
net proceeds
currency · required
collateral description
textarea · required
real property lien
radio · required
personal guarantee required
radio · required
min dscr
text · required
max leverage
text · required
min net worth
currency · required
min liquidity
currency · required
annual fs days
number · required
quarterly fs days
number · required
litigation notice threshold
currency · required
add debt cap
currency · required
asset sale cap
currency · required
acquisition cap
currency · required
payment default days
number · required
financial covenant cure days
number · required
general covenant cure days
number · required
judgment default threshold
currency · required
judgment satisfaction days
number · required
prepayment notice days
number · required
prepayment premium type
select · required
prepayment premium description
textarea
governing state
select · required
governing county
text · required
governing state text
select · required
borrower printed name
text · required
borrower title
text · required
lender printed name
text · required
lender title
text · required

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Send this template with cryptographic proof

Every signed document gets PAdES-LTA digital signatures, dual RFC 3161 timestamps, and a tamper-evident evidence package sealed in WORM storage.

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